I Have Bad Credit? Can I Remortgage?
No matter your situation, Lendgo.co.uk has a bad credit remortgage for you. We work with a wide array of lenders that specialize in doing remortgages for people with bad credit. People with CCJs, IVAs, Arrears, or bankruptcies are all welcome. Behind on your payments? No Problem! At Lendgo we understand that things do not always go as planned. We closely work with over a thousand mortgage advisors that are able to do remortgage loans for people in any situation at a low rate.
Get a Bad Credit Remortgage Quote!What is A Bad Credit Remortgage?
A bad credit remortgage is no different than a standard loan, except that it might carry a slightly higher interest rate. At Lendgo, we can help you find a low rate on your bad credit remortgage no matter what your circumstance is.
Get a Bad Credit Remortgage Quote!Bad Credit Remortgages, Does The Lender Make a Difference?
When it comes to finding a lender for a bad credit remortgage, not all lenders are the same. Each bank has their own set of criteria for appraising your financial situation. Some have stringent criteria which do not cater to bad credit borrowers; and some have relaxed criteria which cater to bad credit borrowers. The lenders that have a relaxed criteria are the ones that can give you the lowest rate and the best terms. At Lendgo, we can find you the right bad credit lender fast and easy.
Get a Bad Credit Remortgage Quote!What is Bad Credit?
Any history of poor credit usage can be regarded as bad credit, including previous mortgage arrears, non-payment (or late payment) of bills or credit cards, county court judgments (CCJs) and even bankruptcy. There is a chance you may have a bad credit rating and you did not realize it at the time you got your mortgage. Getting a new lender to take a fresh look at your credit status and obtaining a new mortgage can save you money.
Get a Bad Credit Remortgage Quote!
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Lendgo.co.uk is not a banker or lender ("Service Provider"). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders and receive loan offers. You may review the loan offers and talk to the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. Lendgo. com does not charge you, the consumer, a fee for its services. Who pays our bills? The lender. Of course, you will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close.
Example rate shown is a fixed mortgage available from HSBC. The mortgage is fixed at 2.94% for a two year period. After the two year intro period the mortgage reverts to 3.94%, The overall cost for comparison is 3.9% APR. This information is not to be construed as advice, recommendation or promotion and is simply an example of a product which may be available to you.
