Finding a cheap remortgage deal is a difficult task, as all lenders are not alike and rates between loan programs vary from lender to lender. Mortgage lenders each specialize in a certain loan programs and borrower types - Some cater to adverse remor...more
No matter your situation, Lendgo.co.uk has a bad credit remortgage for you. We work with a wide array of lenders that specialize in doing remortgages for people with bad credit. People with CCJs, IVAs, Arrears, or bankruptcies are all welcome. Behind...more
Fixed rate remortgages have a fixed interest rate and monthly payment for the life of the loan or a preset period of time. They are a great way to budget your payments as you will know what your mortgage will cost every month. We highly recommend thi...more
With a flexible remortgage you can vary your remortgage payments to suit your circumstances. If you've got extra cash, you can pay more and pay off your mortgage early and potentially save money. Alternatively, you have the flexibility to take paymen...more
A Discount remortgage offers borrowers the opportunity to pay a discounted interest rate for a set period of time. With a discount mortgage you initially pay a rate of interest that is set at an amount below the lender's standard variable rate (SVR)...more
A self certification remortgage is also referred to as a ‘self cert’ or ‘non-status’ remortgage. It has been designed for the increasing number of self employed applicants who may find difficulty providing evidence of their income. For those ...more
A tracker remortgage is simply a mortgage with an interest rate that tracks the Bank of England's base lending rate. These loan programs can vary in the term with some lasting for a few years then reverting back to the lender's standard variable rate...more
An offset remortgage is a flexible remortgage deal that links together your current account, savings and mortgage. Each will have their separate accounts, but when the interest is calculated any savings you have will be offset against the remortgage ...more
When lenders calculate your montly mortgage payment they factor in two things, interest and principal. Your principal amount is the sum which goes towards paying down the amount of money you borrowed on your home. The interest sum is the amount of in...more
Finding a cheap Mortgage deal is a difficult task, as all lenders are not alike and rates between loan programs vary from lender to lender. Mortgage lenders each specialize in a certain loan programs and borrower types - Some cater to adverse remortg...more
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Lendgo.co.uk is not a banker or lender ("Service Provider"). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider. There is no cost to submit a loan request, get matched with lenders and receive loan offers. You may review the loan offers and talk to the lenders at no cost. Of course, the lender you choose may require a fee to continue processing your loan request, but until you agree to pay the lender a fee, you may stop at no cost. Lendgo. com does not charge you, the consumer, a fee for its services. Who pays our bills? The lender. Of course, you will be responsible for paying any loan processing, closing costs or other fees to the lender with whom you close.
Example rate shown is a fixed mortgage available from HSBC. The mortgage is fixed at 2.94% for a two year period. After the two year intro period the mortgage reverts to 3.94%, The overall cost for comparison is 3.9% APR. This information is not to be construed as advice, recommendation or promotion and is simply an example of a product which may be available to you.